What Is the FTC Funeral Rule?
The FTC Funeral Rule is a consumer protection law that requires funeral homes to provide clear, accurate pricing and to respect your right to choose only the goods and services you want.
In simple terms, the rule helps prevent hidden fees, pressure sales, and confusing package pricing when arranging funeral services.
Before the rule was put in place, many families:
- Were required to buy bundled packages they didn’t want
- Were charged for services they didn’t need
- Couldn’t compare prices between funeral homes
- Didn’t realize they had legal rights as consumers
The Funeral Rule was created to give families information and control, even during a difficult time.
Common Myths About Funeral Laws
The FTC Funeral Rule helps correct common misconceptions, including:
-
“Embalming is required by law” (usually false)
-
“You must buy a casket from the funeral home” (false)
-
“Prices are only available in person” (false)
-
“Funeral packages are mandatory” (false)
Your Rights Under the FTC Funeral Rule
What to do
- Ask for the General Price List early
- Compare prices from multiple providers
- Take time to review costs before signing anything
- Don’t be afraid to ask questions or say no
- Bring a trusted friend or advocate if possible
If you believe a funeral provider has violated the FTC Funeral Rule, you can:
-
File a complaint with the Federal Trade Commission
-
Contact your state attorney general
-
Report concerns to consumer advocacy organizations
Violations can result in penalties and enforcement actions.